NMLS #: 649649
Direct: 574-224-6520
Office: 574-524-8989
Toll Free: 800-251-2618
Fax: 574-524-8999
“We don’t want to be the biggest bank, just the best!” First Federal’s motto is how we want your mortgage experience to be. I will use my 30 plus years of lending experience to help you obtain the best mortgage loan for purchasing, building or refinancing your home. Involvement in the Loan Process We will be with you every step of the way: At application, processing, closing and until you pay off the loan. Customer service is our top priority to make your home buying experience easy, uncomplicated and most of all, a positive experience. Convenience Meeting with you at a convenient time or location, plus providing flexibility around your work and family schedules is key during the financing process. Our online system is always available for meeting your needs, too. Local First Federal Savings Bank is locally owned and has specialized in home financing for over 50 years. We will service your loan with an experienced staff. Community Involvement A lifelong Elkhart County resident, I am currently a member of the Elkhart County 4-H Fair Board, Wakarusa Chamber Board, Wakarusa Fire Department and The Center – Family Christian Development Board in Nappanee. First Time Homebuyers It couldn’t be any easier for first time buyers with free pre-qualifications and low closing costs. We have special programs for first time buyers with competitive rates, fast processing time and low down payments. We are offering a Premier First Time Homebuyer Loan Program for qualified borrowers without PMI mortgage insurance, even with 5% down.
Construction made easy! Come see us for your New Home Construction, First Federal makes it easy for you and your builder with a one-time closing and a simple construction draw process –our program has now increased to 12 months for completion of the home to assist with time constraints for the builder and supply chain issues. We offer both adjustable and fixed loan rates! You will not find a better construction program for you or your builder! Borrower's checklist for purchases Actually, no documents are required from you at the time of application. But to speed up the loan processing time, you can prepare for the application appointment by providing the following information:
Borrower's checklist for refinances If you are refinancing, along with everything from the purchase list above, you will also need the following items:
"Borrowers must meet underwriting guidelines." |
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Apply now for a better mortgage experience with First Federal Savings Bank!